| Value | Category | 
|---|---|
| 1 | buy food | 
| 2 | pay for health | 
| 3 | pay school or education costs | 
| 4 | agricultural inputs | 
| 5 | livestock feed or health | 
| 6 | purchase animals | 
| 7 | purchase or rent land or house | 
| 8 | purchase or rent car | 
| 9 | purchase clothes or shoes | 
| 10 | pay for ceremonies | 
| 11 | pay costs for travel/migration | 
| 12 | did not obtain new credit | 
| 98 | other reason |