DDI_BGD_2022_ISES_v01_M_WB Development Data Group 2025-02-03 Metadata Editor Version 01 (February 2025) BGD_2022_ISES_v01_M Informal Sector Enterprise Survey 2022 ISES 2022 World Bank Group (WBG) World Bank Group Metadata Editor Enterprise Analysis Unit Enterprise Survey [en/oth] The Informal Sector Enterprise Surveys are products of the Enterprise Analysis Unit that measures the characteristics and activities of unregistered businesses. These informal businesses are everywhere in the world, though they are almost always missing from official records, listings of active businesses, or business-level surveys. The Informal Sector Enterprise Surveys are rigorous surveys that use an adaptive, geographically based sampling method to fill this data gap. Bangladesh Three areas in Bangladesh: haka MA, Chittagong MA, and Cox’s Bazar district. - Informal business The Informal Sector Enterprise Surveys cover all informal businesses within a well-defined geographic area, typically a city. All eligible businesses are considered as forming the universe of inference for the survey. Informality is defined as all businesses that are not legally registered with the government and, therefore, are excluded from taxation. The exact details of these criteria vary by country. For the 2022 Informal Sector Enterprise Surveys in cities in Bangladesh, a business is considered informal if it is not registered with the National Board of Revenue (NBR). Thus, the universe of the survey includes all businesses that meet the above definition of informality, including all sectors of activity of any size. The universe excludes, however, any illicit or illegal activity. Sample survey data [ssd] Computer Assisted Personal Interview [capi] This survey was fully implemented using the World Banks’ Survey Solutions CAPI software. The selection for interviews was conducted in the field and in real time, via a random algorithm programmed in the CAPI so that enumerators do not have control over who gets selected. A detailed monitoring protocol was put in place during the data collection to ensure the integrity of the fieldwork and methodology. In addition to supervision through assigned supervisors, every enumerator records his/her path using a tracking software (Oruxmaps) installed on all CAPI tablets. Enumerators submit captured paths to a centralized server at the end of the enumeration of every block. This tracking path is checked to ensure that enumerators have fully covered the block assigned to them. This quality check was done at high frequency. In cases where the tracking path indicated a lower than acceptable level of effort in listing informal business, the enumerator was asked to re-survey the block. The user of the data acknowledges that the original collector of the data, the authorized distributor of the data, and the relevant funding agency bear no responsibility for use of the data or for interpretations or inferences based upon such uses. Bangladesh-2022-ISES-full-data.dta 3775 182 .dta Bangladesh 2022 Informal Sector Enterprise Survey data WEB STD FIRMID 3775 1013869 1077740 Firm ID 3775 12 66069 Square ID 3775 1001001 3196001 ID of Cluster of Squares 3775 1001 3196 Status of Interview 3775 1 1 1 Interview with Informal Business 3775 2 Listed Informal Interview 0 3 Listed Formal Business 0 4 Refusal 0 Name of city 3775 1 3 1 Dhaka MA 2190 2 Chittagong MA 1041 3 Cox's Bazar 544 Day 3775 1 31 1 105 2 42 3 75 4 20 5 75 6 159 7 68 8 118 9 100 10 112 11 28 12 102 13 112 14 185 15 131 16 159 17 189 18 15 19 281 20 195 21 225 22 230 23 197 24 172 25 9 26 111 27 181 28 93 29 143 30 114 31 29 Month 3775 10 12 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 881 11 November 2660 12 December 234 Year 3775 2022 2022 2022 3775 Hour 3775 0 21 0 1 2 1 3 2 8 5 9 89 10 504 11 866 12 855 13 617 14 408 15 231 16 135 17 47 18 12 19 1 21 1 Minutes 3775 0 59 Country code 3775 18 18 18 Bangladesh 3775 Interview Language 3775 Type of Premises 3775 1 4 -9 Don't know (spontaneous) 0 1 Household 162 2 Non-household with permanent structure 2324 3 Non-household with temporary structure, including stall or stands 634 4 Non-fixed premises, including hawkers 655 Type of activity 3775 1 3 1 395 2 2848 3 532 Main Business: Manufacturing 395 3380 1 14 1 Manufacturing of clothes or shoes 174 2 Manufacturing of food (including bakers) 20 3 Manufacturing of coffee, sugar, oil, dry fruits and other processed foods (exclude restaurants, street food-sellers) 28 4 Manufacturing of handcrafts 36 5 Manufacturing of furniture 74 6 Manufacturing of metal products 22 7 Manufacturing of household items 12 8 Manufacturing of tools and instruments 23 14 Other manufacturing 6 Sysmiss 3380 Main Business: Retail 2848 927 16 154 16 Selling of clothes or household items 404 17 Selling of business/computer/phone services 114 18 Selling of other goods 251 151 Selling of agricultural products 484 152 Selling of raw meat and animal products 58 153 Selling of food products for immediate consumption (street food seller, restaurants, catering, tea stall, juice center) 814 154 Reselling of finished food products or groceries 723 Sysmiss 927 Main Business: Services 532 3243 19 233 19 Transport services 33 20 Cleaning and washing services 62 21 Hairdressers and barber shops 139 22 Professional services (including internet services, consultants, doctors, lawyers, chartered accountants, electricians, plumbers) 35 24 Construction 11 30 Other services 63 231 Repair of motor vehicles and motorcycles 55 232 Repair of machinery and equipment 91 233 Repair of computers, personal and household goods 43 Sysmiss 3243 Other (Specify) 3775 Willing to Participate in the Survey 3775 1 1 1 Yes 3775 2 No 0 3 Respondent previously answered survey 0 Num. of People Who Worked Last Month 3775 -9 25000 -9 Don't know (spontaneous) 6 1 1988 2 993 3 403 4 153 5 121 6 32 7 14 8 17 9 7 10 12 11 1 12 5 13 3 15 2 16 1 20 5 22 1 23 1 24 1 25 3 33 1 50 3 170 1 25000 1 Registered with [registration agency 1] 3775 -9 2 -9 Don't know (spontaneous) 373 -8 Refusal (Spontaneous) 1 1 Yes 0 2 No 3401 Selected for interview 3775 1 1 1 Yes 3775 2 No 0 Willing to Participate in interview 3775 1 1 1 Yes 3775 2 No 0 Respondent Is the Main Owner of this Business or activity 3775 -9 2 -9 Don't know (spontaneous) 2 1 Yes 3197 2 No 576 Num. of Owners in this Business 3775 -9 10 -9 Don't know (spontaneous) 3 1 3642 2 96 3 20 4 5 5 4 6 2 8 2 10 1 Num. of Female Owners 133 3642 -9 2 -9 Don't know (spontaneous) 14 0 99 1 15 2 5 Sysmiss 3642 The Owner Is Female 3642 133 1 2 -9 Don't know (spontaneous) 0 1 Yes 251 2 No 3391 Sysmiss 133 Year this Business or activity originally Started 3775 -9 2022 -9 Don't know (spontaneous) 160 1917 1 1968 1 1970 1 1972 2 1973 1 1975 1 1976 1 1977 1 1978 1 1980 6 1981 1 1982 3 1985 5 1986 4 1987 1 1988 5 1990 28 1991 4 1992 17 1993 1 1994 1 1995 17 1996 7 1997 7 1998 18 1999 5 2000 77 2001 17 2002 42 2003 15 2004 24 2005 70 2006 28 2007 35 2008 69 2009 37 2010 214 2011 39 2012 188 2013 54 2014 155 2015 368 2016 185 2017 238 2018 444 2019 343 2020 417 2021 73 2022 343 Month business started 833 2942 -9 12 -9 Don't know (spontaneous) 132 1 January 207 2 February 99 3 March 66 4 April 37 5 May 29 6 June 39 7 July 35 8 August 44 9 September 40 10 October 39 11 November 27 12 December 39 Sysmiss 2942 Business remained active every year for at least 1 month? 544 3231 -9 2 -9 Don't know (spontaneous) 1 1 Yes 487 2 No 56 Sysmiss 3231 Did You or Largest Owner Start this Business or activity? 3775 -9 2 -9 Don't know (spontaneous) 30 1 Yes 3409 2 No 336 Reason Started: Convenience of Location or Hours 3439 336 -9 2 -9 Don't know (spontaneous) 76 1 Yes 3183 2 No 180 Sysmiss 336 Reason Started: Opportunity to Start and Develop a Profitable Business 3439 336 -9 2 -9 Don't know (spontaneous) 73 1 Yes 3011 2 No 355 Sysmiss 336 Reason Started: to Have Secondary Source of income 3439 336 -9 2 -9 Don't know (spontaneous) 123 1 Yes 1125 2 No 2191 Sysmiss 336 Reason Started: Unable to Find another Source of income 3439 336 -9 2 -9 Don't know (spontaneous) 113 1 Yes 2133 2 No 1193 Sysmiss 336 Main Source of Money to Start or acquire this Business or activity 3775 -9 7 -9 Don't know (spontaneous) 133 -7 Not applicable (spontaneous) 19 1 Own funds 2959 2 Friends or relatives 307 3 Moneylenders 25 4 Microfinance institutions, or non-bank financial companies 258 5 Banks 58 6 Remittances 3 7 Other sources 13 Occupation Prior to this Business or activity 3775 -9 6 -9 Don't know (spontaneous) 112 1 Worked for someone else in the same type of business or activity 1251 2 Worked for someone else in a different type of business or activity 1219 3 Self-employed in a different type of business or activity 363 4 Self-employed in the same type of business or activity 225 5 Unemployed 322 6 Other (e.g., housewife, student, etc.) 283 Age of Main Owner 3775 -9 85 -9 Don't know (spontaneous) 14 14 2 15 6 16 7 17 10 18 29 19 17 20 41 21 20 22 65 23 24 24 44 25 93 26 78 27 56 28 130 29 50 30 219 31 31 32 187 33 40 34 57 35 410 36 92 37 56 38 156 39 25 40 380 41 31 42 136 43 38 44 22 45 317 46 27 47 23 48 73 49 15 50 200 51 16 52 67 53 20 54 17 55 143 56 19 57 9 58 22 59 5 60 100 61 7 62 17 63 9 64 2 65 47 66 4 67 4 68 10 70 14 71 1 72 1 73 1 75 6 76 4 78 4 79 1 80 3 85 1 Owner Years of Experience 3775 -9 55 -9 Don't know (spontaneous) 200 1 403 2 330 3 270 4 263 5 438 6 146 7 195 8 165 9 41 10 322 11 36 12 147 13 37 14 43 15 164 16 24 17 32 18 40 19 11 20 152 21 9 22 54 23 12 24 13 25 53 26 11 27 7 28 6 29 3 30 61 31 2 32 16 33 1 34 2 35 18 36 5 37 2 38 1 39 1 40 21 44 1 45 6 46 1 47 2 50 7 55 1 Owner Highest Level of Completed Education 3775 -9 7 -9 Don't know (spontaneous) 115 1 No schooling 792 2 Primary school 1464 3 Junior high school 833 4 Senior high school 347 5 Vocational training 21 6 University 140 7 Post-graduate degree (Master’s or Phd) 63 Num. of Years Lived in this City 3775 -9 57 -9 Don't know (spontaneous) 71 -7 Does not live in this city 401 -5 Entire life 1915 1 86 2 57 3 62 4 50 5 109 6 44 7 39 8 75 9 19 10 124 11 20 12 73 13 17 14 27 15 102 16 21 17 13 18 22 19 7 20 128 21 4 22 45 23 4 24 10 25 56 26 5 27 9 28 6 29 1 30 57 31 2 32 10 33 3 34 2 35 24 36 5 37 3 38 1 40 26 41 1 42 3 43 2 44 1 45 1 47 4 50 6 55 1 57 1 Name of city, town, province, or country before moving to this city 3775 Num. of Household Members of the Owner (excl. owner) 3775 -9 33 -9 Don't know (spontaneous) 177 1 103 2 191 3 634 4 979 5 860 6 458 7 162 8 112 9 34 10 28 11 11 12 8 13 7 14 2 15 3 16 3 18 2 33 1 Num of Household Members Less Than 6 Years Old 3598 177 -9 7 -9 Don't know (spontaneous) 146 0 1846 1 1202 2 352 3 37 4 11 5 1 6 1 7 2 Sysmiss 177 Owner the Primary income Earner of the Household 3598 177 -9 2 -9 Don't know (spontaneous) 124 -5 Equal income earner 30 1 Yes 2780 2 No 664 Sysmiss 177 Owner Currently Have a Job with Either a Temporary or Permanent Contract 3775 -9 2 -9 Don't know (spontaneous) 105 1 Yes 249 2 No 3421 Owner Had a Job with Temporary or Permanent Contract 3526 249 -9 2 -9 Don't know (spontaneous) 178 1 Yes 965 2 No 2383 Sysmiss 249 Year Main Owner Had Job with Temporary or Permanent Contract 965 2810 -9 2022 -9 Don't know (spontaneous) 39 1986 2 1988 1 1990 4 1992 2 1993 1 1994 1 1995 2 1996 1 1997 1 1998 3 1999 8 2000 16 2001 8 2002 4 2003 5 2004 5 2005 15 2006 9 2007 11 2008 21 2009 24 2010 36 2011 24 2012 42 2013 39 2014 64 2015 82 2016 71 2017 84 2018 96 2019 91 2020 67 2021 62 2022 24 Sysmiss 2810 Actively Look for a Job with a Temporary or Permanent Contract 3526 249 -9 2 -9 Don't know (spontaneous) 170 1 Yes 222 2 No 3134 Sysmiss 249 Did Owner Get the Job 222 3553 -9 2 -9 Don't know (spontaneous) 4 1 Yes 32 2 No 186 Sysmiss 3553 Num. of Household Members with Job with a Temporary or Permanent Contract? 3598 177 -9 7 -9 Don't know (spontaneous) 203 0 None 2503 1 652 2 204 3 28 4 6 5 1 7 1 Sysmiss 177 Household Members Ever Had a Job with a Temporary or Permanent Contract 2706 1069 -9 2 -9 Don't know (spontaneous) 177 1 Yes 115 2 No 2414 Sysmiss 1069 Years Household Members Had a Job with a Temporary or Permanent Contract 115 3660 -9 2022 -9 Don't know (spontaneous) 20 1990 1 1995 1 1996 1 1999 1 2000 1 2003 2 2004 2 2005 1 2008 1 2009 1 2010 2 2011 1 2012 4 2013 3 2014 5 2015 15 2016 8 2017 9 2018 8 2019 9 2020 9 2021 8 2022 2 Sysmiss 3660 This Business or activity Keep Written Business Records 3775 -9 2 -9 Don't know (spontaneous) 80 1 Yes 782 2 No 2913 Accounts of the Business Kept Separately from the Household Expenses 782 2993 -9 2 -9 Don't know (spontaneous) 69 1 Yes 394 2 No 319 Sysmiss 2993 Reason Located within HH: Costs Less to Run a Business from Home 162 3613 1 2 -9 Don't know (spontaneous) 0 1 Yes 160 2 No 2 Sysmiss 3613 Reason Located within HH: Easier to Manage Family Responsibilities 162 3613 1 1 -9 Don't know (spontaneous) 0 1 Yes 162 2 No 0 Sysmiss 3613 Reason Located within HH: No Benefit to Working Outside the Household Premises 162 3613 -9 2 -9 Don't know (spontaneous) 14 1 Yes 64 2 No 84 Sysmiss 3613 Reason Located within HH: Safer and Secure 162 3613 1 2 -9 Don't know (spontaneous) 0 1 Yes 159 2 No 3 Sysmiss 3613 Reason Located within HH: Minimizes Chance of Being Identified by Tax auth. 162 3613 -9 2 -9 Don't know (spontaneous) 24 1 Yes 36 2 No 102 Sysmiss 3613 Main Reason for the Choice of Location for Business 3120 655 -9 6 -9 Don't know (spontaneous) 22 1 Access to customers 2692 2 Access to food and toilets 64 3 Access to water 16 4 Access to electricity 231 5 Safety 26 6 Freedom from harassment 69 Sysmiss 655 You or Largest Owner Own the Location Occupied by the Business or activity 3120 655 -9 2 -9 Don't know (spontaneous) 3 1 Yes 437 2 No 2680 Sysmiss 655 Business or activity Pays any Rent for the Location It Occupies 2683 1092 -9 2 -9 Don't know (spontaneous) 8 1 Yes 2446 2 No 229 Sysmiss 1092 Business or activity Requires Electricity to Produce Goods or Provide Services 3775 -9 2 -9 Don't know (spontaneous) 4 1 Yes 2828 2 No 943 Business or activity Connected to the Electricity Grid 2832 943 -9 2 -9 Don't know (spontaneous) 28 1 Yes 2187 2 No 617 Sysmiss 943 Business or activity Pays for Electricity 2215 1560 -9 6 -9 Don't know (spontaneous) 48 1 Cash 1433 2 Check or bank transfer 89 3 Digital payments 129 4 No payment for electricity 8 5 Included in the rent 265 6 Other 243 Sysmiss 1560 Last Month, Business or activity Experienced Power Outage 2832 943 -9 2 -9 Don't know (spontaneous) 13 1 Yes 2725 2 No 94 Sysmiss 943 Business or activity Uses Water for Its activity 3775 -9 2 -9 Don't know (spontaneous) 2 1 Yes 1473 2 No 2300 Last Month, Business or activity Experienced insufficient Water Supply 1475 2300 -9 2 -9 Don't know (spontaneous) 2 1 Yes 421 2 No 1052 Sysmiss 2300 Uses Computers or Tablets 3775 -9 2 -9 Don't know (spontaneous) 63 1 Yes 187 2 No 3525 Uses Cellphone or Smartphone 3775 -9 2 -9 Don't know (spontaneous) 65 1 Yes 1890 2 No 1820 In Response to COVID: Changed Business Location 3183 592 -9 2 -9 Don't know (spontaneous) 65 1 Yes 466 2 No 2652 Sysmiss 592 In Response to COVID: Changed Products Sold or Services Rendered 3183 592 -9 2 -9 Don't know (spontaneous) 62 1 Yes 708 2 No 2413 Sysmiss 592 In Response to COVID: adapted No-contact Sales Method 3183 592 -9 2 -9 Don't know (spontaneous) 59 1 Yes 420 2 No 2704 Sysmiss 592 Total Sales: Last Month 3775 -9 70000000 -9 Don't know (spontaneous) 918 Since COVID Outbreak, total Sales in Regular Month 3183 592 -9 3 -9 Don't know (spontaneous) 148 1 Increase 553 2 Remain the same 831 3 Decrease 1651 Sysmiss 592 Business's performance/sales before pandemic (before Mar 2020) 444 3331 -9 5 -9 Don't know (spontaneous) 22 1 Very badly 6 2 Badly 36 3 Normally 136 4 Well 189 5 Very well 55 Sysmiss 3331 Business's performance/sales during pandemic (Mar 2020-Dec 2021) 444 3331 -9 5 -9 Don't know (spontaneous) 13 1 Very badly 142 2 Badly 241 3 Normally 38 4 Well 4 5 Very well 6 Sysmiss 3331 Business's performance/sales after pandemic (after Jan 2022) 444 3331 -9 5 -9 Don't know (spontaneous) 13 1 Very badly 0 2 Badly 42 3 Normally 316 4 Well 70 5 Very well 3 Sysmiss 3331 Total Sales: Regular Month 3432 343 -9 150000000 -9 Don't know (spontaneous) 1133 Sysmiss 343 Months of Operation Per Year 3775 -9 12 -9 Don't know (spontaneous) 65 1 4 2 1 4 3 5 2 6 14 7 1 8 9 9 10 10 63 11 66 12 3537 Hours of Normal Operation 3775 -9 168 -9 Don't know (spontaneous) 39 Business Produces goods or Provides Services Under Contract or agreement 3775 -9 2 -9 Don't know (spontaneous) 44 1 Yes 487 2 No 3244 Business Purchases inputs or Supplies from Suppliers Under Contract or agreement 3775 -9 2 -9 Don't know (spontaneous) 50 1 Yes 667 2 No 3058 Business's main source of its raw materials 544 3231 -9 2 -9 Don't know (spontaneous) 9 1 Within Cox's Bazar 438 2 Outside of Cox's Bazar 97 Sysmiss 3231 Business's main source of its raw materials in Cox's Bazar 438 3337 1 3 -9 Don't know (spontaneous) 0 1 Inside the village 138 2 Different village inside same upazila 264 3 Different upazila 36 Sysmiss 3337 Business's main sales destimation of its services and products 544 3231 -9 2 -9 Don't know (spontaneous) 4 1 Within Cox's Bazar 498 2 Outside of Cox's Bazar 42 Sysmiss 3231 Business's main sales destimation of its services and products in Cox's Bazar 498 3277 -9 3 -9 Don't know (spontaneous) 1 1 Inside the village 270 2 Different village inside same upazila 215 3 Different upazila 12 Sysmiss 3277 Since 2017, business provided products and services to organizations woring in R 544 3231 -9 2 -9 Don't know (spontaneous) 5 1 Yes 5 2 No 534 Sysmiss 3231 Since 2017, owner worked directly inside the Rohingya camps or with Rohingyas? 5 3770 1 2 -9 Don't know (spontaneous) 0 1 Yes 1 2 No 4 Sysmiss 3770 Since 2017, the production or input costs: 45 3730 1 3 -9 Don't know (spontaneous) 0 1 Increased 43 2 Decreased 0 3 No change 2 Sysmiss 3730 Since 2017, the prices charged for its products: 45 3730 1 3 -9 Don't know (spontaneous) 0 1 Increased 33 2 Decreased 2 3 Stayed the same 10 Sysmiss 3730 Since 2017, the profits: 45 3730 -9 3 -9 Don't know (spontaneous) 3 1 Increased 5 2 Decreased 14 3 No change 23 Sysmiss 3730 Since 2017, the main factor that drives the change in profits: 20 3755 -9 3 -9 Don't know (spontaneous) 1 1 Labor wages 1 2 Number of clients/customers 3 3 Cost of raw materials 15 4 Competition 0 5 Other input costs (transportation/rental costs) 0 Sysmiss 3755 Visited Competitors to See What Products They Have available for Sale 3775 -9 2 -9 Don't know (spontaneous) 3238 1 Yes 66 2 No 471 Asked Customers Whether to Sell or Produce any Other Products 3775 -9 2 -9 Don't know (spontaneous) 41 1 Yes 617 2 No 3117 Talked with former Customers to Find Out Why They Have Stopped Buying 3775 -9 2 -9 Don't know (spontaneous) 64 1 Yes 448 2 No 3263 Used any Special offer to attract Customers 3775 -9 2 -9 Don't know (spontaneous) 38 1 Yes 240 2 No 3497 Asked Suppliers Which Products are Selling Well 3775 -9 2 -9 Don't know (spontaneous) 73 1 Yes 851 2 No 2851 Attempted to Negotiate with Supplier for a Lower Price 3775 -9 2 -9 Don't know (spontaneous) 76 -7 Not applicable (spontaneous) 306 1 Yes 1074 2 No 2319 Frequency of Running Out of Stock of inventories or Raw Materials 3775 -9 4 -9 Don't know (spontaneous) 131 1 Never, it always has enough on hand 681 2 Rarely 1075 3 Sometimes 1622 4 Frequently, at least once every three months 266 Has a Written Budget for Monthly Costs 3775 -9 2 -9 Don't know (spontaneous) 171 1 Yes 421 2 No 3183 Has a Target for Sales Over the Next Year 3775 -9 2 -9 Don't know (spontaneous) 211 1 Yes 455 2 No 3109 Frequency this Business or activity Compares actual Sales to Target 455 3320 -9 4 -9 Don't know (spontaneous) 19 1 Never or do not compare 102 2 Once a year or less frequent 186 3 Two or three times a year 75 4 Monthly or more often 73 Sysmiss 3320 Made a Budget of the Costs for Next Year 3775 -9 2 -9 Don't know (spontaneous) 217 1 Yes 344 2 No 3214 Prepares a Profit and Loss State at Least once a Year 3775 -9 2 -9 Don't know (spontaneous) 169 1 Yes 1420 2 No 2186 Financial Source for Day-to-Day Operations: Moneylenders 3775 -9 2 -9 Don't know (spontaneous) 112 1 Yes 3248 2 No 415 Financial Source for Day-to-Day Operations: Moneylenders 3775 -9 2 -9 Don't know (spontaneous) 132 1 Yes 100 2 No 3543 Financial Source for Day-to-Day Operations: Microfin. inst./Non-bank Fin. Comp. 3775 -9 2 -9 Don't know (spontaneous) 142 1 Yes 442 2 No 3191 Financial Source for Day-to-Day Operations: Banks 3775 -9 2 -9 Don't know (spontaneous) 142 1 Yes 138 2 No 3495 Financial Source for Day-to-Day Operations: Friends or Relatives 3775 -9 2 -9 Don't know (spontaneous) 145 1 Yes 501 2 No 3129 Bought inputs on Credit or Received advances from Customers 3775 -9 2 -9 Don't know (spontaneous) 119 1 Yes 989 2 No 2667 Receive Advances from customers 3775 -9 2 -9 Don't know (spontaneous) 93 1 Yes 171 2 No 3511 Sold Goods or Services on Credit 3775 -9 2 -9 Don't know (spontaneous) 86 1 Yes 1737 2 No 1952 Bought any Machinery or Equipment, Vehicles or Other Means of Transport 3775 -9 2 -9 Don't know (spontaneous) 73 1 Yes 1042 2 No 2660 Purch. Machinery/Equip./Veh./Transp. Using: Own funds 1042 2733 -9 2 -9 Don't know (spontaneous) 13 1 Yes 923 2 No 106 Sysmiss 2733 Purch. Machinery/Equip./Veh./Transp. Using: Moneylenders 1042 2733 -9 2 -9 Don't know (spontaneous) 20 1 Yes 24 2 No 998 Sysmiss 2733 Purch. Machinery/Equip./Veh./Transp. Using: Microfin. inst./Non-bank Fin. Comp. 1042 2733 -9 2 -9 Don't know (spontaneous) 23 1 Yes 182 2 No 837 Sysmiss 2733 Purch. Machinery/Equip./Veh./Transp. Using: Banks 1042 2733 -9 2 -9 Don't know (spontaneous) 24 1 Yes 34 2 No 984 Sysmiss 2733 Purch. Machinery/Equip./Veh./Transp. Using: Friends or Relatives 1042 2733 -9 2 -9 Don't know (spontaneous) 25 1 Yes 137 2 No 880 Sysmiss 2733 Have a Bank account to Run this Business 3775 -9 2 -9 Don't know (spontaneous) 211 1 Yes 521 2 No 3043 Use a Separate Bank account for the Household 3775 -9 2 -9 Don't know (spontaneous) 249 1 Yes 751 2 No 2775 Uses Mobile Money 3773 2 -9 2 -9 Don't know (spontaneous) 128 1 Yes 920 2 No 2725 Sysmiss 2 Uses Mobile Money to Pay Suppliers 920 2855 -9 2 -9 Don't know (spontaneous) 24 1 Yes 502 2 No 394 Sysmiss 2855 Uses Mobile Money to Save 920 2855 -9 2 -9 Don't know (spontaneous) 49 1 Yes 106 2 No 765 Sysmiss 2855 Uses Mobile Money to Pay Utility Bills 920 2855 -9 2 -9 Don't know (spontaneous) 32 1 Yes 392 2 No 496 Sysmiss 2855 Uses Mobile Money to Receive Payments from Customers 920 2855 -9 2 -9 Don't know (spontaneous) 23 1 Yes 437 2 No 460 Sysmiss 2855 Uses Mobile Money to Pay Loans 920 2855 -9 2 -9 Don't know (spontaneous) 52 1 Yes 159 2 No 709 Sysmiss 2855 Uses Mobile Money Pay Workers, including Family Members 920 2855 -9 2 -9 Don't know (spontaneous) 20 1 Yes 435 2 No 465 Sysmiss 2855 Has a Loan for the Business 3775 -9 2 -9 Don't know (spontaneous) 284 1 Yes 914 2 No 2577 Source of the Most Recently Obtained Loan 914 2861 -9 5 -9 Don't know (spontaneous) 5 1 Banks 148 2 Money lenders 64 3 Microfinance institutions 587 4 Input suppliers or customers 20 5 Friends or relatives 90 6 Others 0 Sysmiss 2861 Financing the Most Recent Loan Required a Guarantee 914 2861 -9 2 -9 Don't know (spontaneous) 14 1 Yes 436 2 No 464 Sysmiss 2861 Applied for any Loans in the Last Year 3775 -9 2 -9 Don't know (spontaneous) 327 1 Yes 852 2 No 2596 Main Reason Why this Business Did Not apply for Loan 2596 1179 -9 6 -9 Don't Know (Spontaneous) 20 1 No need for a loan 1934 2 Application procedures are complex 232 3 Interest rates are too high 307 4 Did not have required guarantees 65 5 Did not think it would be obtained because I am not registered 9 6 Other (Spontaneous) 29 Sysmiss 1179 Received national/local gov. support in Response to COVID-19 Outbreak? 3775 -9 2 -9 Don't know (spontaneous) 172 1 Yes 298 2 No 3305 Num. of People Who Worked Last Month: Paid 3775 -9 169 -9 Don't know (spontaneous) 90 0 1579 1 1219 2 460 3 184 4 107 5 55 6 21 7 15 8 10 9 3 10 8 11 2 12 3 15 2 16 1 19 1 20 4 22 2 24 2 25 2 33 1 49 2 50 1 169 1 Num. of People Who Worked Last Month: Unpaid 3775 -9 8 -9 Don't know (spontaneous) 352 0 1168 1 1887 2 308 3 47 4 9 5 2 6 1 8 1 Num. of People Who Worked Last Month: Family Members of Owner 3775 -9 6 -9 Don't know (spontaneous) 145 0 2367 1 1092 2 126 3 33 4 5 5 4 6 3 Num. of Female Workers in the Last Month 3775 -9 25 -9 Don't know (spontaneous) 138 0 3123 1 454 2 38 3 12 4 4 5 2 6 2 12 1 25 1 Num. of People Who Worked in a Regular Month 3432 343 -9 50 -9 Don't know (spontaneous) 191 1 2357 2 538 3 177 4 77 5 36 6 13 7 10 8 11 9 2 10 8 11 1 12 3 14 1 16 1 18 1 25 3 50 2 Sysmiss 343 Since COVID Outbreak, in a Regular Month, Change in Number of Workers 3183 592 -9 3 -9 Don't know (spontaneous) 43 -7 Does not apply (spontaneous) 134 1 Increased 228 2 Remained the Same 2209 3 Decreased 569 Sysmiss 592 Since COVID Outbreak, in a Regular Month, Num. Workers that are Owner's Family 3183 592 -9 3 -9 Don't know (spontaneous) 56 -7 Does not apply (spontaneous) 218 1 Increased 258 2 Remained the Same 2430 3 Decreased 221 Sysmiss 592 Num. of People with the Skill: Can Read 3775 -9 35 -9 Don't know (spontaneous) 323 0 465 1 2072 2 619 3 157 4 60 5 46 6 10 7 3 8 8 9 3 10 3 12 1 18 1 25 2 33 1 35 1 Num. of People with the Skill: Can Write 3775 -9 35 -9 Don't know (spontaneous) 341 0 487 1 2046 2 611 3 155 4 60 5 44 6 9 7 3 8 8 9 3 10 3 18 1 25 2 33 1 35 1 Num. of People with the Skill: Can use a computer 3775 -9 6 -9 Don't know (spontaneous) 1146 0 2056 1 462 2 84 3 17 4 5 5 4 6 1 Owner aware of registration with Directorate of Companies Registrations? 3775 -9 2 -9 Don't know (spontaneous) 579 1 Yes 56 2 No 3140 Reason not registered: Cost and time 56 3719 -9 2 -9 Don't know (spontaneous) 2 1 Yes 35 2 No 19 Sysmiss 3719 Reason not registered: Lack information about where and how to register 56 3719 -9 2 -9 Don't know (spontaneous) 2 1 Yes 23 2 No 31 Sysmiss 3719 Reason not registered: No benefit to being registered 56 3719 -9 2 -9 Don't know (spontaneous) 3 1 Yes 27 2 No 26 Sysmiss 3719 Reason not registered: Taxes That Need to Be Paid If Registered 56 3719 -9 2 -9 Don't know (spontaneous) 4 1 Yes 33 2 No 19 Sysmiss 3719 Reason not registered: inspections and Meetings with Govt officials 56 3719 -9 2 -9 Don't know (spontaneous) 2 1 Yes 24 2 No 30 Sysmiss 3719 Reason not registered: informal Payments if Registered 56 3719 -9 2 -9 Don't know (spontaneous) 3 1 Yes 25 2 No 28 Sysmiss 3719 Benefit If Registered: Better access to Financing or Loans 56 3719 -9 2 -9 Don't know (spontaneous) 6 -7 Does not apply (spontaneous) 2 1 Yes 32 2 No 16 Sysmiss 3719 Benefit of Registered: access to Raw Mat., infrastr. and Govt Services 56 3719 -9 2 -9 Don't know (spontaneous) 7 -7 Does not apply (spontaneous) 3 1 Yes 24 2 No 22 Sysmiss 3719 Benefit If Registered: Less Bribes to Pay 56 3719 -9 2 -9 Don't know (spontaneous) 9 -7 Does not apply (spontaneous) 2 1 Yes 8 2 No 37 Sysmiss 3719 Benefit If Registered: Better access to Potential Customers 56 3719 -9 2 -9 Don't know (spontaneous) 6 -7 Does not apply (spontaneous) 1 1 Yes 14 2 No 35 Sysmiss 3719 Reason why business does not have formal registration 3775 -9 1 -9 Don't know (spontaneous) 2873 -8 Refusal (spontaneous) 337 1 Record response 565 How Prices Compare to Similar products / services of Registered Businesses 3775 -9 3 -9 Don't know (spontaneous) 1116 1 Lower 373 2 Roughly the same 1756 3 Higher 530 Have to Give Gifts, informal Payments or Bribes to Remain in Business 3775 -9 2 -9 Don't know (spontaneous) 263 -8 Refusal (spontaneous) 34 1 Yes 194 2 No 3284 Total Cost of Labor in the Last Month 3775 -9 4500000 -9 Don't know (spontaneous) 691 -7 Does not apply (spontaneous) 936 Total Cost of Electricity in the Last Month 3775 -9 100000 -9 Don't know (spontaneous) 253 -7 Does not apply (spontaneous) 1016 Business or activity Uses any Machinery or Equipment 3775 -9 2 -9 Don't know (spontaneous) 74 1 Yes 1439 2 No 2262 Business or activity Uses Vehicles 3775 -9 2 -9 Don't know (spontaneous) 61 1 Yes 633 2 No 3081 Profitability of the Business in the Last Month 3775 -9 3 -9 Don't know (spontaneous) 601 1 Profit 2110 2 Loss 292 3 Zero profit 772 Net Profits/ Losses in the Last Month 2402 1373 -9 400000 -9 Don't know (spontaneous) 418 Sysmiss 1373 Position of main respondent 3773 2 1 4 1 Largest owner 3240 2 Employee related to largest owner 306 3 Employee NOT related to largest owner 221 4 Other 6 Sysmiss 2 Main respondent's years with the business 3773 2 -9 50 -9 Don't know (spontaneous) 212 0 261 1 245 2 481 3 371 4 357 5 398 6 163 7 241 8 123 9 44 10 238 11 54 12 129 13 31 14 45 15 80 16 19 17 31 18 18 19 11 20 64 21 7 22 40 23 5 24 11 25 12 26 7 27 10 28 2 29 1 30 30 31 1 32 9 33 1 35 5 40 7 44 2 45 2 47 1 50 4 Sysmiss 2 Interviewer Code 3775 1 54 Supervisor Code 3775 1 10 1 437 2 273 3 615 4 306 5 272 6 313 7 247 8 574 9 200 10 538 Name of City 3775 Chittagong MA 1041 Cox's Bazar 544 Dhaka MA 2190 Name of Neighborhood 3775 Day 3775 1 31 1 106 2 42 3 75 4 20 5 75 6 158 7 68 8 118 9 101 10 112 11 28 12 102 13 112 14 185 15 131 16 158 17 189 18 15 19 281 20 196 21 225 22 230 23 197 24 172 25 9 26 111 27 181 28 93 29 142 30 114 31 29 Month 3775 10 12 1 January 0 2 February 0 3 March 0 4 April 0 5 May 0 6 June 0 7 July 0 8 August 0 9 September 0 10 October 881 11 November 2659 12 December 235 Hour 3775 1 21 1 1 2 1 3 1 4 1 8 3 9 40 10 408 11 821 12 877 13 669 14 448 15 262 16 145 17 60 18 23 19 3 20 6 21 6 Minutes 3775 0 59 Interview Weight According to Weak Eligibility (including all refusals) 3775 2.2513415813446 2967.77465820312 Interview Weight According to Median Eligibility (including refusals that don't 3775 2.18880438804626 2967.77465820312 Interview Weight According to Strict Eligibility (only confirmed informal busine 3775 2.18880438804626 2963.09521484375 Stratification Region Code 3775 1 3 1 Dhaka MA 2190 2 Chittagong MA 1041 3 Cox's Bazar 544 Stratification Probability Code 3775 1 3 1 CBD 501 2 Market Center 605 3 Everything Else 2669 Strata 3775 1 9 1 194 2 95 3 1901 4 129 5 323 6 589 7 178 8 187 9 179