| Value | Category | 
|---|---|
| 1 | Commercial banks | 
| 2 | Micro-finance institution | 
| 3 | Building soc./mortage | 
| 4 | Insurance companies | 
| 5 | SACCOS | 
| 6 | Other financial institution | 
| 7 | Relatives | 
| 8 | Neighbours/friends | 
| 9 | Grocery/local merchant | 
| 10 | Money lender | 
| 11 | Employer | 
| 12 | Religious institution | 
| 13 | NGO | 
| 14 | Self help groups | 
| 99 | Other | 
| Sysmiss |