FinScope 2005, Financial Inclusion
Zambia, 2005
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Dec 05, 2019
Last modified
Dec 05, 2019
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- Data files
-
Zambia Finscope
2005 v1.0
Stata11
Factors to consider when getting a loan from - 1 (Q46_1)
Data file: Zambia Finscope 2005 v1.0 Stata11
Overview
Valid:
3976
Invalid:
22
Type:
Discrete
Decimal:
0
Start:
1063
End:
1064
Width:
2
Range:
1 - 99
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Get the loan / money as soon as possible | 541 |
13.6%
|
| 2 | Low interest rate | 1604 |
40.3%
|
| 3 | Repayment period | 883 |
22.2%
|
| 4 | Affordable monthly instalments / repayments | 253 |
6.4%
|
| 5 | Flexibility of repayments | 221 |
5.6%
|
| 6 | No credit checking | 21 |
0.5%
|
| 7 | No proof of employment required | 30 |
0.8%
|
| 8 | Trustworthiness of loan provider | 49 |
1.2%
|
| 9 | Easy access to loan provider | 75 |
1.9%
|
| 10 | Familiarity with loan provider | 41 |
1%
|
| 11 | Quality of service provided | 11 |
0.3%
|
| 12 | Past experience with the service provider | 11 |
0.3%
|
| 13 | Amount of loan provided | 1 |
0%
|
| 14 | Service provider is understanding | 1 |
0%
|
| 15 | Recommendation by others | 1 |
0%
|
| 16 | Availability of service providers | 1 |
0%
|
| 17 | Benefits from the loan | 1 |
0%
|
| 18 | Guarantee / security needed | 1 |
0%
|
| 19 | Commitment by the bank | 0 |
0%
|
| 20 | The bank where I have my savings | 1 |
0%
|
| 21 | My income / future income | 1 |
0%
|
| 23 | Advice given by service provider | 0 |
0%
|
| 24 | Reliability of service provider | 1 |
0%
|
| 25 | Bank charges / penalty fees | 1 |
0%
|
| 26 | Convenience | 1 |
0%
|
| 27 | Conditions to obtain a loan | 1 |
0%
|
| 28 | Type / purpose of loan | 3 |
0.1%
|
| 29 | No interest | 1 |
0%
|
| 30 | Religious reasons | 0 |
0%
|
| 95 | Others | 25 |
0.6%
|
| 96 | None | 8 |
0.2%
|
| 97 | Will not take any loan / Am not aware of loans | 63 |
1.6%
|
| 98 | Do not know | 124 |
3.1%
|
| 99 | Not specified | 0 |
0%
|
| Sysmiss | 22 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.