| Value | Category | 
|---|---|
| -9 | Don't know | 
| 1 | Lender cited collateral or cosigners as unacceptable | 
| 2 | Lender cited profitability as insufficient | 
| 3 | Lender cited problems with credit history/report | 
| 4 | Lender cited incompleteness of loan application | 
| 5 | Lender cited concerns about level of debt already incurred | 
| 6 | Lender cited objections not listed above | 
| Sysmiss |