| Value | Category |
|---|---|
| -99 | refused to answer |
| -88 | not provided |
| -77 | not applicable |
| -66 | do not know |
| -9 | |
| 1 | no need for a loan - establishment has sufficient capital |
| 2 | application procedures for loans or line of credit are compl |
| 3 | interest rates are not favorable |
| 4 | collateral requirements for loans or line of credit are unat |
| 5 | size of loan and maturity are insufficient |
| 6 | did not think it would be approved |
| 7 | other |
| Sysmiss |