| Value | Category |
|---|---|
| -3 | illegal missing |
| -2 | dont know |
| -1 | refuse |
| 1 | Personal savings |
| 2 | Borrowing money from informal sources money lender,pawn shop |
| 3 | Borrowing money from informal sources-relatives/ friends,etc |
| 4 | Loan from bank |
| 5 | Loan or grant from another source |
| 6 | Real estate |
| 15 | From business turnover |
| Sysmiss |