| Value | Category |
|---|---|
| 1 | The high interest rate |
| 2 | Unacceptable terms |
| 3 | It need to much time and effort |
| 4 | I don't need |
| 5 | progonoses done in advance dont give possibility to plan |
| 6 | We have recently taken credit and won give yet |
| 7 | doesn’t give for the economy |
| 10 | couldn’t pay, works on loss |
| 12 | couldn’t gain such profit |
| 11 | .B |
| Sysmiss |