Enterprise Survey 2013

Armenia, 2012 - 2013

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Reference ID

ARM_2013_ES_v01_M

Producer(s)

World Bank, European Bank for Reconstruction and Development

Metadata

DDI/XML JSON

Study website

Created on

Sep 05, 2014

Last modified

Mar 29, 2019

Page views

22441

Downloads

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Line of credit or a loan from a financial institution? (k8)

Data file: armenia_2013_full_data

Overview

Valid: 360

Invalid: 0

Type: Discrete

Decimal: 0

Start: 799

End: 800

Width: 2

Range: -

Format:

Questions and instructions

Literal question

At this time, does this establishment have a line of credit or a loan from a financial institution?

Categories

Value	Category
-9	Don't know
-8	Refused
1	Yes
2	No

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

A line of credit is an available amount of credit that the establishment can draw upon or leave untapped. Lines of credit usually carry monthly interest rates, and are repaid quickly (as soon as the establishment's cash flow allows for repayment). They may or may not have a defined date of expiration.

A loan is generally a much less flexible form of finance. It comes in fixed amounts (rather than ranges), carry annual interest rates (either fixed or floating), and they carry a determined term to maturity (finite period for repayment).

Question post text

If answer is No or Don't Know then GO TO QUESTION K.16

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