Interviewer instructions
If any household member used a credit card or had a credit account in the last 12 months, record "1" for yes, and then record how many total accounts all members of the household had during the last 12 months. Although only 3 accounts will be reported in detail, count all accounts for the "How many" box. If no one had an account, record "2" for "No."
Question post text
Include charge accounts at individual stores if the store charges interest when the full amount is not paid each month.