Question pretext
26 The following questions are about income received during 2004. If an exact amount is not known, accept a best estimate. Report dollar amounts ONLY; do not report cents - if cents are reported, round to the nearest dollar amount.
Interviewer instructions
GENERAL INSTRUCTIONS FOR INCOME QUESTIONS 26 TO 27
1. CONVERT TO ANNUAL TOTAL
Be sure that the dollar amounts represent the total amount received during the 12 months of 2004 for the particular type of income. If, for example, the amount is given in terms of a weekly or monthly payment, find out how many weeks or months it was received in 2004 and convert it to an annual total.
2. USE OF INCOME TAX FORM
Accept answers from an income tax form if the person offers them. Do not, however, ask the respondent to refer to income tax forms.
If an income tax form is used, make certain the amounts you enter for each person are for that person only; many income tax returns show the combined income of husband and wife. Also remind the respondent that certain types of income are not taxable (for example, unemployment compensation and public assistance). Ask whether the person received any such additional money income in 2004.
If Form 1040 contains the combined income of husband and wife, find out what share was received by each person.
3. WHAT TO DO IF A RESPONDENT IS UNWILLING TO ANSWER INCOME QUESTIONS
a. Stress Confidentiality
If the respondent fears that the income data will be disclosed to other persons or to other government agencies, explain that you, as well as other census employees, are sworn to keep the answers confidential. The law provides penalties of imprisonment and fine for disclosures. Not even agents of the Federal Bureau of Investigation (FBI) or the Internal Revenue Service (IRS) can look at census records. Explain that data about individuals are never published; only statistical summaries of groups of people are published and only in a way that no individual can be identified.
b. Explain Why Tax Returns Alone Are Not Enough
If the respondent does not understand why the data cannot be obtained from income tax returns instead of being asked in the census, explain that the income data given on tax returns cannot be used to meet all statistical needs because not all people file returns and not all kinds of income are taxable (and hence are not reported on tax returns).
Also, the tax returns do not show age, family relationship, education, and other items needed to study the social and economic status of the people of FSM.
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1. Private pensions - Private retirement pensions include money received by a retired person or his or her survivors from a former employer or labor union, either directly or through an insurance company.
2. Government employee pensions - Include money received from retirement pensions paid by Federal, State, county, or other governmental agencies to former employees (including members of the Armed Forces) or their survivors.
Include deductions - Monthly pension checks may already have taxes and/or health insurance premiums deducted. If the respondent gives a monthly amount, add any deductions that may have been made to obtain an accurate annual amount.
3. Disability pensions - Disability income is received by persons as the result of some severe and/or permanent illness, injury, or disability. Sources include worker's compensation; company or union disability; Federal, State, or local government disability; U.S. military retirement disability; accident or disability insurance; Black Lung miner's disability, etc.
4. Annuities - Annuities include money received periodically as a return on an investment wherein a person purchases the right to receive a monthly, annual, or other periodic income. Include also as annuities periodic payments from paid-up endowment policies and from life insurance policies.
5. IRA and KEOGH Plans - Include regular income from Individual Retirement Accounts (IRA) or KEOGH plans for individuals who are 59-1/2 years old and over or disabled.
Question post text
Include payments from companies, unions, Federal or FSM government, and U.S. military.