| Value | Category |
|---|---|
| 1 | I don't trust financial institutions |
| 2 | I cannot do this because of a low income |
| 3 | I don't see the point in making savings |
| 4 | I cannot resist the temptation to spend the money on shopping |
| 5 | For another reason |
| 99 | Don't know |
| 999 | No answer |
| Sysmiss |