| Value | Category |
|---|---|
| 1 | I don’t trust financial institutions |
| 2 | I cannot do this because of a low income |
| 3 | I don’t see the point in making savings |
| 4 | I cannot resist the temptation to spend the money on shoppin |
| 6 | Interest rate is prohibited by religion |
| 7 | Time consuming |
| 10 | Other |
| 11 | Infilation |
| 98 | I find it difficult to answer this question |
| 99 | No answer |
| Sysmiss |