| Value | Category |
|---|---|
| 1 | Number of daily transactions is limited |
| 2 | Scope of transactions is limited |
| 3 | High ser. fees are app. while taking mon. from ATM of ot. b. |
| 4 | ATMs don’t operate normally (regular lack of money) |
| 5 | There is no constraint |
| 6 | There are few in the vicinity |
| Sysmiss |