| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 1 |
0.3%
|
| 1 | No need for a loan - establishment had sufficient capital | 193 |
64.8%
|
| 2 | Application procedures were complex | 18 |
6%
|
| 3 | Interest rates were not favorable | 39 |
13.1%
|
| 4 | Collateral requirements were too high | 31 |
10.4%
|
| 5 | Size of loan and maturity were insufficient | 9 |
3%
|
| 6 | Did not think it would be approved | 4 |
1.3%
|
| 7 | Other | 3 |
1%
|