| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 193 |
2.3%
|
| 1 | No need for a loan - establishment had sufficient capital | 5386 |
63.2%
|
| 2 | Application procedures were complex | 964 |
11.3%
|
| 3 | Interest rates were not favorable | 926 |
10.9%
|
| 4 | Collateral requirements were too high | 296 |
3.5%
|
| 5 | Size of loan and maturity were insufficient | 138 |
1.6%
|
| 6 | Did not think it would be approved | 73 |
0.9%
|
| 7 | Other | 547 |
6.4%
|
| Sysmiss | 853 |