| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 24 |
2.8%
|
| 1 | No need for a loan - establishment had sufficient capital | 379 |
44.8%
|
| 2 | Application procedures were complex | 127 |
15%
|
| 3 | Interest rates were not favorable | 201 |
23.8%
|
| 4 | Collateral requirements were too high | 50 |
5.9%
|
| 5 | Size of loan and maturity were insufficient | 28 |
3.3%
|
| 6 | Did not think it would be approved | 21 |
2.5%
|
| 7 | Other | 16 |
1.9%
|
| Sysmiss | 152 |