| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 1 |
0.1%
|
| 1 | No need for a loan - establishment had sufficient capital | 778 |
70.5%
|
| 2 | Application procedures were complex | 58 |
5.3%
|
| 3 | Interest rates were not favorable | 73 |
6.6%
|
| 4 | Collateral requirements were too high | 63 |
5.7%
|
| 5 | Size of loan and maturity were insufficient | 83 |
7.5%
|
| 6 | Did not think it would be approved | 9 |
0.8%
|
| 7 | Other | 39 |
3.5%
|
| Sysmiss | 218 |