The inadequate housing allowance, rental allowance, taxable subsidies and housing
shortages in developing countries are some of the challenges of the 21
st
century.
Namibia is no exception. The study is aimed at figuring out whether government actions
and interventions are meant to address homelessness challenges for low-income
households. Furthermore, the research problem is broadened to gain insight on the
effects from four countries’ housing policies as covered in the study; namely Namibia,
Botswana, Nigeria and South Africa.
The literature review undertaken proved that Botswana and South Africa have the best
housing allowance schemes for public servants below management cadres, and have
already successfully addressed public housing problems in their respective countries.
Other findings of the study are; land shortage for housing development, housing
affordability problems, escalating prices for building materials, lack of intergovernmental
relations systems, unemployment and low incomes.
Several recommendations include; to assist the Namibian government to emulate good
examples of Botswana and South Africa, especially by providing land free of charge to
its citizens (in the case of Botswana), solve financial institutions’ attitude of denying
low-in-come earners loans, review housing allowances, rent allowances and subsidies
every two years, increase government/member contribution ratios to either 50 percent
or 100 percent due to high inflation rates. Stop distorting housing market prices by
property developers and come up with a housing pricing policy for Namibia.