Malaysia older workers might choose either to continue working or stop working upon retirement due to various
working accessibility barriers. This paper examined the factor/s that drives them continue working or stop working.
Besides, this paper also focused on the respondents’ saving in their provident fund and exploring how the
respondents utilized their provident fund in old age. This paper provides information on employment issues and
financial aspects among the older workers as well as some recommendations in improving the employability and
financial security among Malaysian elderly.