| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 2 |
0.4%
|
| 1 | No need for a loan - establishment had sufficient capital | 213 |
40.2%
|
| 2 | Application procedures were complex | 21 |
4%
|
| 3 | Interest rates were not favorable | 172 |
32.5%
|
| 4 | Collateral requirements were too high | 69 |
13%
|
| 5 | Size of loan and maturity were insufficient | 1 |
0.2%
|
| 6 | Did not think it would be approved | 20 |
3.8%
|
| 7 | Other | 32 |
6%
|
| Sysmiss | 71 |