| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 9 |
3.1%
|
| 1 | No need for a loan - establishment had sufficient capital | 117 |
40.5%
|
| 2 | Application procedures were complex | 39 |
13.5%
|
| 3 | Interest rates were not favorable | 22 |
7.6%
|
| 4 | Collateral requirements were too high | 21 |
7.3%
|
| 5 | Size of loan and maturity were insufficient | 11 |
3.8%
|
| 6 | Did not think it would be approved | 9 |
3.1%
|
| 7 | Other | 61 |
21.1%
|
| Sysmiss | 71 |