| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 80 |
9.5%
|
| 1 | No need for a loan - establishment had sufficient capital | 337 |
40%
|
| 2 | Application procedures were complex | 99 |
11.7%
|
| 3 | Interest rates were not favorable | 115 |
13.6%
|
| 4 | Collateral requirements were too high | 55 |
6.5%
|
| 5 | Size of loan and maturity were insufficient | 16 |
1.9%
|
| 6 | Did not think it would be approved | 7 |
0.8%
|
| 7 | Other | 134 |
15.9%
|
| Sysmiss | 253 |