| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 25 |
5.9%
|
| 1 | No need for a loan - establishment had sufficient capital | 275 |
64.6%
|
| 2 | Application procedures were complex | 25 |
5.9%
|
| 3 | Interest rates were not favorable | 52 |
12.2%
|
| 4 | Collateral requirements were too high | 15 |
3.5%
|
| 5 | Size of loan and maturity were insufficient | 8 |
1.9%
|
| 6 | Did not think it would be approved | 18 |
4.2%
|
| 7 | Other | 8 |
1.9%
|
| Sysmiss | 175 |