| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 1 |
0.5%
|
| 1 | No need for a loan - establishment had sufficient capital | 105 |
52%
|
| 2 | Application procedures were complex | 5 |
2.5%
|
| 3 | Interest rates were not favorable | 26 |
12.9%
|
| 4 | Collateral requirements were too high | 9 |
4.5%
|
| 5 | Size of loan and maturity were insufficient | 0 |
0%
|
| 6 | Did not think it would be approved | 6 |
3%
|
| 7 | Other | 50 |
24.8%
|
| Sysmiss | 31 |