| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 8 |
0.7%
|
| 1 | No need for a loan - establishment had sufficient capital | 602 |
54.1%
|
| 2 | Application procedures were complex | 97 |
8.7%
|
| 3 | Interest rates were not favorable | 215 |
19.3%
|
| 4 | Collateral requirements were too high | 57 |
5.1%
|
| 5 | Size of loan and maturity were insufficient | 61 |
5.5%
|
| 6 | Did not think it would be approved | 26 |
2.3%
|
| 7 | Other | 46 |
4.1%
|
| Sysmiss | 211 |