| Value | Category | Cases | |
|---|---|---|---|
| 1 | Did not know where to go | 0 |
0%
|
| 2 | I do not have a bank account | 0 |
0%
|
| 3 | I did not think I would get a loan | 0 |
0%
|
| 4 | The loan terms did not meet my needs | 0 |
0%
|
| 5 | The bank is too far away | 0 |
0%
|
| 6 | It takes too long to get a loan | 0 |
0%
|
| 7 | Interest rates were too high | 0 |
0%
|
| 8 | I do not have security | 0 |
0%
|
| 9 | My business is not registered | 0 |
0%
|
| 10 | I found cheaper financing elsewhere | 1 |
50%
|
| 11 | I did not need the money | 0 |
0%
|
| 12 | I already had the money | 1 |
50%
|
| 13 | I would not be able to pay back | 0 |
0%
|
| 14 | I did not know where to start | 0 |
0%
|
| 15 | I am too young | 0 |
0%
|
| 16 | I never thought about it | 0 |
0%
|
| 17 | I am not member of any scheme | 0 |
0%
|
| 18 | It is not recommended by other people | 0 |
0%
|
| 19 | I prefer to save money | 0 |
0%
|
| 20 | Social segregation | 0 |
0%
|
| 21 | I am not eligible because my business is too small | 0 |
0%
|
| 22 | Unfavourable loan conditions | 0 |
0%
|
| 23 | I had to pay off another loan | 0 |
0%
|
| 24 | I do not like taking loans | 0 |
0%
|
| 95 | Others | 0 |
0%
|
| 96 | No reason | 0 |
0%
|
| 99 | Not specified | 0 |
0%
|
| Sysmiss | 3996 |