FinScope 2005, Financial Inclusion
Zambia, 2005
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Dec 05, 2019
Last modified
Dec 05, 2019
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- Data files
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Zambia Finscope
2005 v1.0
Stata11
Reason for refusal - 1 (Q48_1)
Data file: Zambia Finscope 2005 v1.0 Stata11
Overview
Valid:
174
Invalid:
3824
Type:
Discrete
Decimal:
0
Start:
1083
End:
1084
Width:
2
Range:
1 - 99
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | No account held with the bank | 17 |
9.8%
|
| 2 | No credible references | 14 |
8%
|
| 3 | No identity document | 3 |
1.7%
|
| 4 | No permanent address | 3 |
1.7%
|
| 5 | No pay slip | 12 |
6.9%
|
| 6 | Income too low | 36 |
20.7%
|
| 7 | Do not have formal employment | 24 |
13.8%
|
| 8 | Have too many other debts | 14 |
8%
|
| 9 | Cannot provide collateral | 20 |
11.5%
|
| 10 | Bank branch was closed | 2 |
1.1%
|
| 11 | Because of current government scheme | 0 |
0%
|
| 12 | Corrupted loan officers | 2 |
1.1%
|
| 13 | Application deadline was over | 0 |
0%
|
| 14 | Delay | 2 |
1.1%
|
| 15 | I did not look serious | 1 |
0.6%
|
| 16 | It was not the right time | 2 |
1.1%
|
| 17 | Favoritism | 4 |
2.3%
|
| 18 | Loan provider had problems / had no money | 2 |
1.1%
|
| 19 | I did not qualify | 1 |
0.6%
|
| 95 | Others | 1 |
0.6%
|
| 98 | Don't know / No reason | 14 |
8%
|
| 99 | Not specified | 0 |
0%
|
| Sysmiss | 3824 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.