| Value | Category |
|---|---|
| 1 | cannot think of any |
| 2 | requirements for getting a loan |
| 3 | interest rate |
| 4 | loan repayment period |
| 5 | penalties if loan is not repaid on time |
| 6 | number of instalments |
| 7 | timing of instalments |
| 8 | date of first payment |
| 97 | other (specify) |
| 99 | do not know/not certain |
| Sysmiss |