Literal question
    
                                    What was the main reason why this establishment did not apply for any line of credit or loan in fiscal year 2007? 	
No need for a loan - establishment has sufficient capital 		
Application procedures for loans or lines of credit are complex 	
Interest rates are not favorable 		
Collateral requirements are too high 		
Size of loan and maturity are insufficient 	
It is necessary to make informal payments to get bank loans 		
Did not think it would be approved 	
Other
            
            
 
    Question post text
    
                                    If answer is 1 or 2 or 3 or 4 or 5 or 6 or 7 or 8 then GO TO QUESTION K.21