| Value | Category |
|---|---|
| 1 | NON-GOVERNMENTAL ORGANIZATION (NGO) |
| 2 | FORMAL LENDER (BANK/FINANCIAL INSTITUTION) |
| 3 | INFORMAL LENDER |
| 4 | FRIENDS OR RELATIVES |
| 5 | GROUP BASED MICRO-FINANCE OR LENDING INCLUDING VSLAS/SACCOS |
| 6 | INFORMAL CREDIT/SAVINGS GROUPS SUCH AS MERRY-GO-ROUND, TONTINES, FUNERAL SOCIETIES, ETC. |