| Value | Category |
|---|---|
| 1 | Because I did not apply for a loan |
| 2 | Because the last application for a loan was turned down |
| 3 | Because the approval of the application is still pending |
| 4 | Because Interest rates are too high |
| 5 | Because procedures are too complicated |
| 6 | Because Collateral requirements are large |
| Sysmiss |