| Value | Category |
|---|---|
| -9 | Don't know |
| -8 | Refused to answer |
| -7 | Not applicable |
| -6 | Still in process |
| -5 | Application denied |
| -4 | Skipped |
| -3 | Not provided |
| 1 | Collateral or cosigners unacceptable |
| 2 | Insufficient profitability |
| 3 | Problems with credit history/report |
| 4 | Incompleteness of loan application |
| 5 | Concerns about level of debt already incurred |
| 6 | Other objections |
| Sysmiss |