| Value | Category |
|---|---|
| -9 | do not know |
| 1 | no need for a loan - sufficient capital |
| 2 | application procedures were complex |
| 3 | interest rates were not favorable |
| 4 | collateral requirements were too high |
| 5 | size of loan and maturity were insufficient |
| 6 | did not think it would be approved |
| 7 | other |
| Sysmiss |