Interviewer instructions
    
                                    Collateral refers to property of the business or personal property of the manager or owners that is used to secure the loan in the event that the establishment defaults on its payment obligations. Collateral only refers to real property or financial assets, not to personal guarantees by third parties.
            
            
 
    Question post text
    
                                    If answer is No or Don't Know then GO TO QUESTION K.16