| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (SPONTANEOUS) | 1 |
100%
|
| 1 | Lack of accepted collateral | 0 | |
| 2 | Incompleteness of application | 0 | |
| 3 | Perceived lack of profitability of project | 0 | |
| 4 | Credit history of the establishment or owner | 0 |