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2005 American Community Survey - IPUMS Subset

United States, 2001 - 2005
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Reference ID
USA_2005_PHC_v01_M_v7.5_A_IPUMS
Producer(s)
U.S. Census Bureau, IPUMS
Metadata
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Created on
Sep 03, 2025
Last modified
Sep 03, 2025
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Second mortgage status (US2005A_MORTGAG2)

Data file: USA2005_PHC-H-H

Overview

Type: Discrete
Start: 213
End: 213
Width: 1
Range: -
Format: Numeric

Questions and instructions

Literal question
<span class="ital">C. Answer questions 19-23 only if you or someone else in this household owns or is buying this house, apartment, or mobile home. Otherwise, skip to</span> <span class="em">E</span> <span class="ital">on the next page.</span></p>

<p>23. a) Do you or any member of this household have a second mortgage or a home equity loan on this property?</p>
<div class="i1">[] Yes, home equity loan<br />[] Yes, second mortgage<br />[] Yes, second mortgage and home equity loan<br />[] No</div><p>b) How much is the regular monthly payment on all second or junior mortgages and all home equity loans on this property?</p>
<div class="i1">[Q23. b is asked if any member of this household has a second mortgage or a home equity loan on this property.]<br /><br />Monthly amount: $____.00<br /><span class="em">or</span><br />[] No regular payment required</div>
Categories
Value Category
NIU (not in universe)
1 No
2 Yes, 2nd mortgage
3 Yes, home equity loan
4 Yes, 2nd mortgage and home equity loan
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Description

Definition
This variable indicates whether owner-occupied housing units with a first mortgage were encumbered by a second mortgage or home equity loan.
Universe
United States 2005: Households with a mortagage [discrepancies: none]

concept

Concept
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