| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 11 |
0.5%
|
| 1 | No need for a loan - establishment had sufficient capital | 1950 |
88.4%
|
| 2 | Application procedures were complex | 18 |
0.8%
|
| 3 | Interest rates were not favorable | 75 |
3.4%
|
| 4 | Collateral requirements were too high | 10 |
0.5%
|
| 5 | Size of loan and maturity were insufficient | 4 |
0.2%
|
| 6 | Did not think it would be approved | 39 |
1.8%
|
| 7 | Other | 99 |
4.5%
|
| Sysmiss | 491 |