| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 0 | 
                                    
                                    0%
                                 | 
| 1 | No need for a loan - establishment had sufficient capital | 207 | 
                                    
                                    71.9%
                                 | 
| 2 | Application procedures were complex | 30 | 
                                    
                                    10.4%
                                 | 
| 3 | Interest rates were not favorable | 4 | 
                                    
                                    1.4%
                                 | 
| 4 | Collateral requirements were too high | 4 | 
                                    
                                    1.4%
                                 | 
| 5 | Size of loan and maturity were insufficient | 8 | 
                                    
                                    2.8%
                                 | 
| 6 | Did not think it would be approved | 7 | 
                                    
                                    2.4%
                                 | 
| 7 | Other | 28 | 
                                    
                                    9.7%
                                 | 
| Sysmiss | 23 |