| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 2 |
0.4%
|
| 1 | No need for a loan - establishment had sufficient capital | 311 |
59.2%
|
| 2 | Application procedures were complex | 27 |
5.1%
|
| 3 | Interest rates were not favorable | 82 |
15.6%
|
| 4 | Collateral requirements were too high | 49 |
9.3%
|
| 5 | Size of loan and maturity were insufficient | 14 |
2.7%
|
| 6 | Did not think it would be approved | 16 |
3%
|
| 7 | Other | 24 |
4.6%
|
| Sysmiss | 120 |