| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 2 |
0.6%
|
| 1 | No need for a loan - establishment had sufficient capital | 140 |
38.8%
|
| 2 | Application procedures were complex | 45 |
12.5%
|
| 3 | Interest rates were not favorable | 40 |
11.1%
|
| 4 | Collateral requirements were too high | 48 |
13.3%
|
| 5 | Size of loan and maturity were insufficient | 7 |
1.9%
|
| 6 | Did not think it would be approved | 13 |
3.6%
|
| 7 | Other | 66 |
18.3%
|
| Sysmiss | 31 |