| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 1 |
0.6%
|
| 1 | No need for a loan - establishment had sufficient capital | 126 |
69.6%
|
| 2 | Application procedures were complex | 13 |
7.2%
|
| 3 | Interest rates were not favorable | 12 |
6.6%
|
| 4 | Collateral requirements were too high | 8 |
4.4%
|
| 5 | Size of loan and maturity were insufficient | 1 |
0.6%
|
| 6 | Did not think it would be approved | 3 |
1.7%
|
| 7 | Other | 17 |
9.4%
|
| Sysmiss | 164 |