| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 17 |
1.2%
|
| 1 | No need for a loan - establishment had sufficient capital | 1215 |
85.4%
|
| 2 | Application procedures were complex | 32 |
2.2%
|
| 3 | Interest rates were not favorable | 29 |
2%
|
| 4 | Collateral requirements were too high | 10 |
0.7%
|
| 5 | Size of loan and maturity were insufficient | 13 |
0.9%
|
| 6 | Did not think it would be approved | 27 |
1.9%
|
| 7 | Other | 80 |
5.6%
|
| Sysmiss | 766 |