| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 9 |
3.6%
|
| 1 | No need for a loan - establishment had sufficient capital | 67 |
27.1%
|
| 2 | Application procedures were complex | 11 |
4.5%
|
| 3 | Interest rates were not favorable | 99 |
40.1%
|
| 4 | Collateral requirements were too high | 18 |
7.3%
|
| 5 | Size of loan and maturity were insufficient | 6 |
2.4%
|
| 6 | Did not think it would be approved | 19 |
7.7%
|
| 7 | Other | 18 |
7.3%
|
| Sysmiss | 121 |