| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 1 |
0.9%
|
| 1 | No need for a loan - establishment had sufficient capital | 28 |
26.4%
|
| 2 | Application procedures were complex | 29 |
27.4%
|
| 3 | Interest rates were not favorable | 20 |
18.9%
|
| 4 | Collateral requirements were too high | 12 |
11.3%
|
| 5 | Size of loan and maturity were insufficient | 1 |
0.9%
|
| 6 | Did not think it would be approved | 7 |
6.6%
|
| 7 | Other | 8 |
7.5%
|
| Sysmiss | 51 |