| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 4 | 
                                                                 
                                    
                                    0.5%
                                 
                                                             | 
                                                        
                    
| 1 | No need for a loan - establishment had sufficient capital | 450 | 
                                                                 
                                    
                                    59.6%
                                 
                                                             | 
                                                        
                    
| 2 | Application procedures were complex | 22 | 
                                                                 
                                    
                                    2.9%
                                 
                                                             | 
                                                        
                    
| 3 | Interest rates were not favorable | 115 | 
                                                                 
                                    
                                    15.2%
                                 
                                                             | 
                                                        
                    
| 4 | Collateral requirements were too high | 18 | 
                                                                 
                                    
                                    2.4%
                                 
                                                             | 
                                                        
                    
| 5 | Size of loan and maturity were insufficient | 16 | 
                                                                 
                                    
                                    2.1%
                                 
                                                             | 
                                                        
                    
| 6 | Did not think it would be approved | 26 | 
                                                                 
                                    
                                    3.4%
                                 
                                                             | 
                                                        
                    
| 7 | Other | 104 | 
                                                                 
                                    
                                    13.8%
                                 
                                                             | 
                                                        
                    
| Sysmiss | 461 |