| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 9 |
2.6%
|
| 1 | No need for a loan - establishment had sufficient capital | 153 |
45%
|
| 2 | Application procedures were complex | 34 |
10%
|
| 3 | Interest rates were not favorable | 55 |
16.2%
|
| 4 | Collateral requirements were too high | 54 |
15.9%
|
| 5 | Size of loan and maturity were insufficient | 4 |
1.2%
|
| 6 | Did not think it would be approved | 7 |
2.1%
|
| 7 | Other | 24 |
7.1%
|
| Sysmiss | 62 |