| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 20 |
1.4%
|
| 1 | No need for a loan - establishment had sufficient capital | 1132 |
77.6%
|
| 2 | Application procedures were complex | 103 |
7.1%
|
| 3 | Interest rates were not favorable | 83 |
5.7%
|
| 4 | Collateral requirements were too high | 27 |
1.9%
|
| 5 | Size of loan and maturity were insufficient | 21 |
1.4%
|
| 6 | Did not think it would be approved | 26 |
1.8%
|
| 7 | Other | 47 |
3.2%
|
| Sysmiss | 114 |