| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 5 |
0.5%
|
| 1 | No need for a loan - establishment had sufficient capital | 287 |
29.4%
|
| 2 | Application procedures were complex | 112 |
11.5%
|
| 3 | Interest rates were not favorable | 255 |
26.1%
|
| 4 | Collateral requirements were too high | 135 |
13.8%
|
| 5 | Size of loan and maturity were insufficient | 64 |
6.6%
|
| 6 | Did not think it would be approved | 93 |
9.5%
|
| 7 | Other | 25 |
2.6%
|
| Sysmiss | 43 |