| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know (spontaneous) | 1 |
0.2%
|
| 1 | No need for a loan - establishment had sufficient capital | 276 |
68%
|
| 2 | Application procedures were complex | 17 |
4.2%
|
| 3 | Interest rates were not favorable | 49 |
12.1%
|
| 4 | Collateral requirements were too high | 11 |
2.7%
|
| 5 | Size of loan and maturity were insufficient | 4 |
1%
|
| 6 | Did not think it would be approved | 10 |
2.5%
|
| 7 | Other | 38 |
9.4%
|
| Sysmiss | 581 |